I am indebted to my lovely wife for the theme of today’s post.
She said “Do you remember what you said to me on the eve of the last General election?” “No I don’t” I replied. She smiled superciliously – I was going to say smugly but lawyers prefer big fat words – and prompted “You were very keen on House of Lords reform…” Did I? Was I? Just in case the Social Media police are out today, for the benefit of the tape, that would have been merely throwing the pedigree lords out, as opposed to blowing up the House of Lords. For those of you unfamiliar with the Twitter joke trial – a sensational waste of public money – you can read an excellent dissection of the case so far here at Heresy Corner or at David Allen Green’s excellent blog Jack of Kent
My wife then said – somewhat shockingly: “Doubtless you would now be keen on Personal Injury Reform as you have turned into such an Accident bore recently!” I said wait until you see what Mr Edwards writes…
The above is of course a complete fabrication and like any other sane person I don’t give a flying fig about either HoL reform or Personal Injury reform. M’Learned friend will I am sure mount a sterling and exciting defence of the many positive aspects of the PI industry.
Shouldn’t the Government be wasting its time elsewhere sorting out the economy, unemployment, the banks, pensions and most importantly of all teenage car insurance? Anyway stay with me on the teenage car insurance front…
The rationale for personal injury reform is being driven mainly by a strong Insurance company lobby who argue the increase in PI cases – more costs for the poor Insurance companies – higher car insurance costs for us the public. The record score so far for insuring a Clio for my 18 year old son to driver is £9,000. It therefore follows that LASPO when enacted will automatically drive down car insurance to reasonable levels so say £1000 for a Clio as opposed to £9,000.
With one significant caveat I will therefore be supporting the broad thrust of LASPO which is that the Government introduce some sister legislation in two stages – a Stage One Bill – HOKI (Half Our Kar Insurance) and then as part of their next Election manifesto introduce the Stage Two Bill COKI (Cut Our Kar Insurance even more…) I am convinced the whole nation would get behind this and as you know – Dave and Gideon – the working classes like nothing better to jig around and across their narrow streets doing the Hokey Cokey. A phased approach would work best here so why not start with little cars, little French cars… This would mean that come the next General Election that at least some of us would have remembered voting for the HOKI COKI.
I will be writing to my local MP to commend the HokeyCokey and I invite you all to do the same…