- PPI and Previously rejected PPI Claims:
Payment Protection Insurance (PPI) has been mis-sold to millions of customers throughout the UK alongside their mortgages, loans and credit cards. The Financial Conduct Authority has estimated that over £20 billion has already been paid out by the lenders in PPI refunds and this figure will increase.
If you have been the victim of PPI mis-selling by your lender you may be entitled to compensation. Even if you have previously had a claim for a PPI refund rejected by the lender we may be able to help you recover some compensation.
We can help you recover money you may be entitled to by using our specialist legal knowledge and experience to identify areas of claim based upon information you provide us with about how the PPI was sold to you. This includes assessing whether there may be what is known as an Unfair Relationship.
- Mis-sold or faulty good & services:
If you have purchased good or services using your credit card or by way of a loan and there was a fault or you have been the victim of a scam we can assist you in recovering money you are entitled to. This includes the following types of goods and services (amongst others):
- Roof coating treatments
- Solar Panels
- Cosmetic surgery
- Building work
Our detailed understanding of the Consumer Credit Act 1974 and the arguments the lenders will often use to avoid paying out will ensure you are properly represented to obtain the best possible settlement for you.
- Mis-sold Loans and Mortgages:
Our specialist team will investigate the circumstances of how a loan may have been recommended to you and whether the lender has provided you with all the correct information throughout the lifetime of the loan.
We will assess your potential mis-sold mortgage claim with the assistance of specialist barristers to determine if you have been wrongly advised when taking out your mortgage. This includes a determination as to whether any fees you may have paid were unreasonable and should be refunded.
- Land Banking Scams:
If you have been the victim of a land banking scam we can assess whether there may be a claim to be made on your behalf. In doing so, we will consider all of the relevant information and identify the most appropriate avenue of claim to pursue on your behalf. Lenders will often seek to exclude their liability for these types of claims, but we are able to put forward strong arguments that place the responsibility firmly on the lender to reimburse you.
- Mis-sold solar panels:
We are experts in claiming for victims of Mis-sold Solar Panels. We will act for you on a no win, no fee basis. This means if we are unsuccessful you will not need to pay us anything. We will help you recover any money you have already paid, interest on money already paid and write off an outstanding balance under a finance agreement.